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Lincoln Benefit Trust (LBT)

LBT logo

The mission of the Lincoln Benefit Trust is to manage cost-effective health and wellness programs
for all member entities that meets their organizational needs
while maintaining a strong fiduciary responsibility of member resources.

Who is Lincoln Benefit Trust?

PA School District led consortium formed in 1979 when school districts realized the value and power of collective purchasing.  The founding concept centered on leveraging the collective size and resources of a group of school districts to influence the cost, quality and access to healthcare services of their community, region or state.

  • Comprised of 22 school districts – representing more than 18,000 covered lives.
  • Dedicated to providing value-based health care purchasing initiatives to Pennsylvania public school districts.
  • Committed to providing expert knowledge and assistance to school districts in achieving their organizational goals.

As Pennsylvania School Districts seek to keep the cost of rising health care costs down and protect the value of their health benefits, Lincoln Benefit Trust provides expert services:

  • Financial Success
  • Saving Money – Group Purchasing
  • Consumer driven plan designs
  • Value Added Services

Whether you are looking to tackle a large medical claims increase or simply reduce your budget, savings from Lincoln Benefit Trust is the best solution!


 

LBT Staff

Staff Member Position Email Phone
Joy Little Accounts Receivable Clerk jmlittle@iu12.org 717.624.6547
Natalie Kraus LBT Secretary njkraus@iu12.org 717.624.6492
Lisa Smith Fiscal Assistant lmsmith@iu12.org 717.624.6619
       

 

LBT Services

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Health insurance rate renewals are often unpredictable and unexpected. For a school district, budgeting becomes extremely challenging.
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Health Savings Accounts are excellent ways to allow employees to save money in a pre-tax interest-bearing account while incurring costs in their high-deductible plan.
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Lincoln Benefit Trust provides COBRA and Retiree Billing Services through their local offices at a lower cost than third-party administrators.